CD Rates at Rising Bank

Save for what’s next on your horizon with a Rising Bank CD. Featuring competitive CD rates and guaranteed returns, our CDs are excellent financial products for growing your money and keeping it safe.

We offer a variety of traditional Term CDs, as well as Jumbo CDs for higher deposit amounts, and flexible Rising CDs that give you the opportunity to boost both your interest rate and add to your deposit amount. Whichever Rising Bank CD you choose, you can rest assured that you will receive a great CD rate and predictable money growth.

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TERM CDs FROM 6 MONTHS TO 3 YEARS

CD rates and terms suited to your financial goals. No matter what you’re saving for, we’ve got you covered with top-tier APYs and much more.

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JUMBO CDs

Enjoy big returns on your larger investments. A Rising Bank Jumbo CD is an easy, low-risk way to earn a high-yield.

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RISING CDs

All the benefits of a CD with added flexibility. These bump-up CDs give you the ability to raise your rate and add more money to your account during your CD’s term.

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Frequently Asked Questions

How Will I be Notified When Rising Bank Raises CD Rates?

The current rates and APYs for all of our CDs are available on our Rates Page.

Please note: Rates are subject to change during the day without notice.

Rising Bank will not provide any notice to you if these rates change.If you choose to exercise the option to increase the offered rate of your CD, please log in to your Rising Bank account and send us a secure message or Contact Us.

What Terms are Available for CDs?

Rising Bank Term CDs are available in 1-year, 2-year and 3-year terms.
Our Jumbo CDs for larger deposits is available in a 2-year term.
Our Rising CDs are available in 18-month and 36-month terms. Rising CDs are specialty bump-up CDs that give you the ability to raise both your rate and your deposit during your CD’s term.

How Do I Open a Rising Bank CD?

Opening an account is easy, secure and takes just a few minutes! Open an account to begin banking with confidence at Rising Bank. In no time, you’ll be enjoying exceptional online banking and customer-first service and earning more for your money.

Are There any Fees or Minimums to Open My CD?

There are no fees to open a Rising Bank CD.

The minimums to open CDs may vary by the type of CD. Our account rates and minimums are always up-to-date on our Rate Page.

Is there a penalty for early withdrawal from my CD?

Yes, early withdrawal penalties may apply. While Rising Bank offers a grace period of 10 calendar days for CDs during which you may withdraw funds from or close your Rising Bank CD, there is a penalty for doing so before the grace period.

For our one-year CDs, the early withdrawal penalty is 90 days’ interest. The early withdrawal penalty for CDs with terms more than one year is 180 days’ interest.

Of course, an early withdrawal penalty does not apply to our 15-month No Penalty CD. (No withdrawals are permitted from a No Penalty CD during the first six days following the receipt of funds).

Learn more about Term CDs, Jumbo CDs, and our bump-up Rising CDs today!

Save for what’s next on your horizon with a Rising Bank CD

We offer a variety of CDs with competitive rates and guaranteed returns. Our CDs are excellent financial products for growing your money and keeping it safe. Whichever Rising Bank CD you choose, you can rest assured that you will receive a great CD rate and predictable money growth.